What is SORA?
SORA is the Singapore Overnight Rate Average, a key interest rate benchmark.
SORA Explained
Understand the Singapore Overnight Rate Average (SORA) replacing SIBOR for fairer, more transparent mortgage rates.
Current SORA Rates
Live benchmark rates updated daily
1-Month SORA
1.04%
-0.10%
Past 6 months trend
3-Month SORA
1.12%
-0.03%
Past 6 months trend
Source: Monetary Authority of Singapore (MAS) · Updated daily at 11:00 AM SGT
SORA 1M & 3M
| Date | 1-Month SORA | 3-Month SORA |
|---|---|---|
| 02 Mar 2026 | 1.0431% | 1.1219% |
| 27 Feb 2026 | 1.0761% | 1.1226% |
| 26 Feb 2026 | 1.0905% | 1.1244% |
| 25 Feb 2026 | 1.1001% | 1.1244% |
| 24 Feb 2026 | 1.1108% | 1.1269% |
| 23 Feb 2026 | 1.1193% | 1.1330% |
| 20 Feb 2026 | 1.0919% | 1.1422% |
| 19 Feb 2026 | 1.0804% | 1.1413% |
| 16 Feb 2026 | 1.0923% | 1.1434% |
| 13 Feb 2026 | 1.0978% | 1.1422% |
…
Everything you need to know about Singapore's new mortgage benchmark rate
Why Replace SIBOR?
SORA offers a more transparent and fair approach to interest rate calculation.
How It Affects You
SORA-based loans offer greater transparency and consistency, helping borrowers better anticipate interest changes. With rates derived from actual interbank transactions, you can enjoy a more predictable and fair mortgage experience.
Knowledge Hub
Transparent & Practical Mortgage Guides. We simplify complex
Singapore home loan rules, giving you clear, practical guides to save time and money.
Loading articles...