What is SORA?
SORA is the Singapore Overnight Rate Average, a key interest rate benchmark.
SORA Explained
Understand the Singapore Overnight Rate Average (SORA) replacing SIBOR for fairer, more transparent mortgage rates.
Current SORA Rates
Live benchmark rates updated daily
1-Month SORA
1.20%
0.22%
Past 6 months trend
3-Month SORA
1.06%
0.05%
Past 6 months trend
Source: Monetary Authority of Singapore (MAS) · Updated daily at 11:00 AM SGT
SORA 1M & 3M
| Date | 1-Month SORA | 3-Month SORA |
|---|---|---|
| 29 May 2026 | 1.1967% | 1.0645% |
| 28 May 2026 | 1.2145% | 1.0680% |
| 26 May 2026 | 1.2276% | 1.0711% |
| 25 May 2026 | 1.2313% | 1.0731% |
| 22 May 2026 | 1.2299% | 1.0786% |
| 21 May 2026 | 1.2265% | 1.0808% |
| 20 May 2026 | 1.2210% | 1.0829% |
| 19 May 2026 | 1.2128% | 1.0851% |
| 18 May 2026 | 1.2046% | 1.0845% |
| 15 May 2026 | 1.1714% | 1.0807% |
…
Everything you need to know about Singapore's new mortgage benchmark rate
Why Replace SIBOR?
SORA offers a more transparent and fair approach to interest rate calculation.
How It Affects You
SORA-based loans offer greater transparency and consistency, helping borrowers better anticipate interest changes. With rates derived from actual interbank transactions, you can enjoy a more predictable and fair mortgage experience.
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