What is SORA?
SORA is the Singapore Overnight Rate Average, a key interest rate benchmark.
SORA Explained
Understand the Singapore Overnight Rate Average (SORA) replacing SIBOR for fairer, more transparent mortgage rates.
Current SORA Rates
Live benchmark rates updated daily
1-Month SORA
1.29%
-0.00%
Past 6 months trend
3-Month SORA
1.23%
0.03%
Past 6 months trend
Source: Monetary Authority of Singapore (MAS) · Updated daily at 11:00 AM SGT
SORA 1M & 3M
| Date | 1-Month SORA | 3-Month SORA |
|---|---|---|
| 09 Oct 2026 | 1.2902% | 1.2310% |
| 08 Oct 2026 | 1.2874% | 1.2307% |
| 07 Oct 2026 | 1.2833% | 1.2323% |
| 06 Oct 2026 | 1.2758% | 1.2325% |
| 05 Oct 2026 | 1.2672% | 1.2332% |
| 02 Oct 2026 | 1.2492% | 1.2337% |
| 01 Oct 2026 | 1.2478% | 1.2336% |
| 30 Sept 2026 | 1.2519% | 1.2312% |
| 29 Sept 2026 | 1.2513% | 1.2298% |
| 28 Sept 2026 | 1.2505% | 1.2302% |
…
Everything you need to know about Singapore's new mortgage benchmark rate
Why Replace SIBOR?
SORA offers a more transparent and fair approach to interest rate calculation.
How It Affects You
SORA-based loans offer greater transparency and consistency, helping borrowers better anticipate interest changes. With rates derived from actual interbank transactions, you can enjoy a more predictable and fair mortgage experience.
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