What is SORA?
SORA is the Singapore Overnight Rate Average, a key interest rate benchmark.
SORA Explained
Understand the Singapore Overnight Rate Average (SORA) replacing SIBOR for fairer, more transparent mortgage rates.
Current SORA Rates
Live benchmark rates updated daily
1-Month SORA
1.13%
-0.04%
Past 6 months trend
3-Month SORA
1.15%
-0.03%
Past 6 months trend
Source: Monetary Authority of Singapore (MAS) · Updated daily at 11:00 AM SGT
SORA 1M & 3M
| Date | 1-Month SORA | 3-Month SORA |
|---|---|---|
| 06 Feb 2026 | 1.1315% | 1.1469% |
| 05 Feb 2026 | 1.1369% | 1.1463% |
| 04 Feb 2026 | 1.1408% | 1.1472% |
| 03 Feb 2026 | 1.1419% | 1.1478% |
| 02 Feb 2026 | 1.1382% | 1.1502% |
| 30 Jan 2026 | 1.1312% | 1.1559% |
| 29 Jan 2026 | 1.1275% | 1.1505% |
| 28 Jan 2026 | 1.1247% | 1.1465% |
| 27 Jan 2026 | 1.1250% | 1.1458% |
| 26 Jan 2026 | 1.1176% | 1.1436% |
…
Everything you need to know about Singapore's new mortgage benchmark rate
Why Replace SIBOR?
SORA offers a more transparent and fair approach to interest rate calculation.
How It Affects You
SORA-based loans offer greater transparency and consistency, helping borrowers better anticipate interest changes. With rates derived from actual interbank transactions, you can enjoy a more predictable and fair mortgage experience.
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