What is SORA?
SORA is the Singapore Overnight Rate Average, a key interest rate benchmark.
SORA Explained
Understand the Singapore Overnight Rate Average (SORA) replacing SIBOR for fairer, more transparent mortgage rates.
Current SORA Rates
Live benchmark rates updated daily
1-Month SORA
1.04%
0.02%
Past 6 months trend
3-Month SORA
1.05%
-0.04%
Past 6 months trend
Source: Monetary Authority of Singapore (MAS) · Updated daily at 11:00 AM SGT
SORA 1M & 3M
| Date | 1-Month SORA | 3-Month SORA |
|---|---|---|
| 16 Apr 2026 | 1.0364% | 1.0516% |
| 15 Apr 2026 | 1.0392% | 1.0576% |
| 14 Apr 2026 | 1.0403% | 1.0600% |
| 13 Apr 2026 | 1.0387% | 1.0600% |
| 10 Apr 2026 | 1.0539% | 1.0675% |
| 09 Apr 2026 | 1.0525% | 1.0675% |
| 08 Apr 2026 | 1.0463% | 1.0671% |
| 07 Apr 2026 | 1.0416% | 1.0669% |
| 06 Apr 2026 | 1.0384% | 1.0683% |
| 02 Apr 2026 | 1.0250% | 1.0705% |
…
Everything you need to know about Singapore's new mortgage benchmark rate
Why Replace SIBOR?
SORA offers a more transparent and fair approach to interest rate calculation.
How It Affects You
SORA-based loans offer greater transparency and consistency, helping borrowers better anticipate interest changes. With rates derived from actual interbank transactions, you can enjoy a more predictable and fair mortgage experience.
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