What is SORA?
SORA is the Singapore Overnight Rate Average, a key interest rate benchmark.
SORA Explained
Understand the Singapore Overnight Rate Average (SORA) replacing SIBOR for fairer, more transparent mortgage rates.
Current SORA Rates
Live benchmark rates updated daily
1-Month SORA
1.21%
0.00%
Past 6 months trend
3-Month SORA
1.16%
0.00%
Past 6 months trend
Source: Monetary Authority of Singapore (MAS) · Updated daily at 11:00 AM SGT
SORA 1M & 3M
| Date | 1-Month SORA | 3-Month SORA |
|---|---|---|
| 28 Aug 2026 | 1.2123% | 1.1628% |
| 27 Aug 2026 | 1.2045% | 1.1583% |
| 26 Aug 2026 | 1.2018% | 1.1542% |
| 25 Aug 2026 | 1.2014% | 1.1512% |
| 24 Aug 2026 | 1.1954% | 1.1471% |
| 21 Aug 2026 | 1.1970% | 1.1368% |
| 20 Aug 2026 | 1.1918% | 1.1337% |
| 19 Aug 2026 | 1.1841% | 1.1304% |
| 18 Aug 2026 | 1.1747% | 1.1265% |
| 17 Aug 2026 | 1.1723% | 1.1255% |
…
Everything you need to know about Singapore's new mortgage benchmark rate
Why Replace SIBOR?
SORA offers a more transparent and fair approach to interest rate calculation.
How It Affects You
SORA-based loans offer greater transparency and consistency, helping borrowers better anticipate interest changes. With rates derived from actual interbank transactions, you can enjoy a more predictable and fair mortgage experience.
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