BUC Progressive Payment Calculator Estimate Construction Interest.
Estimate your monthly obligations instantly: track progressive interest during construction and see your step-up payment schedule post-TOP (Temporary Occupation Permit).
BUC Inputs
!
Project & Loan Details
SGD
Use property price before grants
Yearly Rates (% p.a.)
Year 1
Year 2
Year 3
Year 4
Year 5
NamePercent (%)
Foundation5%
Reinforced Concrete Framework10%
Walls5%
Roofing5%
Door, Windows, Plumbing, Electrical and Plastering5%
CarParks and Roads5%
TOP25%
CSC15%
Estimated Summary
Based on your input details
Total purchase price$1,000,000.00
Loan amount (LTV value amount)$750,000.00
After Full Disbursement
Estimated Monthly Instalment (after full disbursement)
$2,873.76
Monthly instalment increases progressively during construction. Final instalment shown above applies after CSC.
Construction Timeline
| # | Milestone | Cumulative % | Loan Drawn | Monthly Instalment |
|---|---|---|---|---|
| 1 | Foundation | 5% | $50,000 | $176.42 |
| 2 | Reinforced Concrete Framework | 15% | $150,000 | $543.37 |
| 3 | Walls | 20% | $200,000 | $724.49 |
| 4 | Roofing | 25% | $250,000 | $905.62 |
| 5 | Door, Windows, Plumbing, Electrical and Plastering | 30% | $300,000 | $1,086.74 |
| 6 | CarParks and Roads | 35% | $350,000 | $1,267.86 |
| 7 | TOP | 60% | $600,000 | $2,233.96 |
| 8 | CSC | 75% | $750,000 | $2,873.76 |
Why Should You Calculate
Your BUC Progressive Payments?
Understanding progressive payment interest and post-TOP payments helps in financial planning.
Track Construction Progress
Input milestones to track construction progress and interest accumulation.
Estimation of Post-TOP Payments
EMI schedule after TOP based on the annual step rate.
Cost Summary
Total interest during construction, post-TOP payments, and overall cost.